Fully Insured?
Many tree service companies advertise "Fully Insured" but do not carry Workman's Compensation Insurance. Tree work is dangerous work, and if a worker is injured (or worse) on your property, he/she (or their family) is likely to seek compensation from you. To be sure that your tree service (or any other) contractor is covered by Workman's Comp., ask them to have their insurance company issue you a Certificate of Insurance that includes, not only General Liability Insurance, but Workman's Comp. Once you have this certificate straight from the insurance company, if the tree company or individual cancels their insurance, you will be…